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Messages of support for PAPDIS

Simon Parsons, Chair of BCS Payroll Group, Chair of IReeN and Director of Payments, Benefits & Compliance Strategies at www.ceridian.com
All market participants stand to gain from this initiative because it will reduce operating costs and liberate operating capacities. But more important than that, PAPDIS will help employers, pensions and payroll cope, and that is why it will be so popular - this is a truly pragmatic, market-led solution.

Michael Roe, Development & Standards Manager at www.origoservices.com
Origo, the e commerce standards and service body, has a deep understanding of the demands of standards development and implementation, so we are pleased to contribute our 25 years of experience in this area to the work being undertaken by Pensions BIB who are driving forward Project PAPDIS. We intend to work with Pensions BIB to develop an architecture where the PAPDIS format and Origo’s own Auto Enrolment Standards can work side by side, seamlessly.

Dudley Smith, Solutions Architect www.thepeoplespension.co.uk
We are supportive of any initiative that makes automatic enrolment easier, and we are grateful for the work of Pensions BIB in driving this project forward. This idea has benefit to all parties involved in delivering automatic enrolment, employers, schemes and payroll providers alike. For this to work we need a critical mass of providers and payroll and engagement from a wide cross section of people. The initiative now needs to get as many people on board as possible so the business case stacks up and providers and payroll can have the confidence to proceed with this.

www.nowpensions.com
Many employers, IFAs and payroll professionals are struggling with the challenge presented by multi format payroll interfaces that currently exist between payroll software and pension providers. PAPDIS is a breakthrough single standard data interface that will simplify the whole process of transferring data from payroll into pension providers’ systems. It represents a breakthrough in the practical delivery of Automatic Enrolment to the mass market and is a key milestone in developing a cost effective, less painful AE experience for both employers and payroll professionals.

Dawn Jackson, Payroll Product Manager www.theaccesgroup.com
PAPDIS will simplify the process of AE considerably for organisations everywhere. Having a single format is a much more efficient solution to the problem, making it less likely that errors or data security risks will occur. There is a great deal of joined-up thinking going on here, and that’s got to be a good thing. It’s all about being practical, not parochial; we urge as many people as possible to support this drive for standardisation.

Barry Parr, Co-chair www.amnt.org
AMNT is keen to see a free and open data standard for AE that we can all use. We represent member nominated trustees who come from pension schemes of all sizes and levels of sophistication. Successful introduction of auto enrolment is important for all. The common data system will help to spread good practice for all.

Martin Freeman, Director, JLT Employee Benefits www.jltgroup.com
… we have a duty to make sure every penny paid into a member’s pot works as hard as possible to get them the best income in retirement. I have seen first-hand the massive increase in work, complexity and risk that supporting different data interfaces for each pension provider entails. This translates into unnecessary costs for employers and members, which results in lower pensions. I also believe that a single, open data standard will help to make auto-enrolment a success. The cost of developing and supporting multiple interfaces could be a barrier for smaller payroll providers who want to support auto-enrolment in their systems. Hundreds of thousands of employers rely on these systems to comply with their duties, so we need to do whatever we can to help them deliver compliant solutions. 

Helen Connell MCIPPdip Payroll Management Services www.trevorjonesandco.com 
I want there to be a free and open data standard for AE that we can all use, if we want to, because it makes sense!  Auto enrolment brings about one of the biggest changes for payroll processing and as a payroll bureau dealing with many clients and many different pension providers having a data standard is so important to assist in the implementation of an already complex process. 

Tim Middleton, Technical Consultant www.pensions-pmi.org.uk
PMI recognises that establishing an open data standard for Automatic Enrolment would help smaller employers in particular to implement a properly functional workplace scheme. There are a great many small and micro employers yet to stage, and most of them have no previous experience of workplace pension provision. An initiative that would give them confidence about a successful implementation project is to be applauded.

Alex Rowson, Chair of the BASDA HR & Payroll Special Interest Group and Technical Director at www.qtac.co.uk
I know full well that Payroll Bureaux right around the country will immediately appreciate the merits of this initiative; they want to take care of their clients as efficiently as possible and only needing to provide data to pension firms in one format will be a significant improvement from where we are now. This is important because the process turnaround times for AE can be extremely tight.

Kelly Pike, Executive Assistant, Membership Development, www.iab.org.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because it’s vital that there is as much support available to employers to help them to be compliant with the regulations and to ensure the process runs as smoothly as possible. It’s great that so many organisations are working together to achieve the same outcomes, with results already being seen sooner than expected and it’s really good to be part of an initiative that really will make a difference to all involved.

Keith Bell, Dip PFS Managing Director, KBC
I want a free an open standard for AE that we can all use, if we want to because it will drive out unnecessary costs and complications from what is already an involved and complex exercise. It will free up time to focus on the quality of service and the purpose of the exercise namely improve pensions savings and the financial planning for the benefit of individuals, and the country. Standardisation will also remove artificial barriers to market freedom.  

Mark Paraskeva, CEO, SME Payroll Division, IRIS Software Group www.iris.co.uk/business
I want there to be a free and open data standard for AE that we can all use, if we want to, because   Automatic Enrolment is a complex payroll process which has to be made a simple as possible for every user. 

Chris Daems Dip PFS Director www.principalifas.co.uk
Efficiency and simplicity of process is key to making auto enrolment a success. Moving towards having a clear language adopted by pension providers, software creators and other relevant parties ensures that all employers, whether large or small, can ensure that auto enrolment is not a burden, but an opportunity to empower employees with the opportunity to save for their financial futures. That’s why I wholeheartedly support the valuable work Friends of Auto Enrolment and Pensions BIB are doing to drive towards the goal of an open data standard.

Dr. Ros Altmann
…you're doing an excellent job!  This is something that could really help so many firms and get auto enrolment on a better footing.

JILL PALMER MCIPP www.frithandco.co.uk
…I want there to be a free and open data standard for AE that we can all use, if we want to, because it is essential to ease the complexity and work load for employers. In particular any help to ease the administrative burden for small/micro employers is crucial.

Diane Walsh MCIPPdip, EMEA Payroll Manager www.interactivedata.com
…I can’t tell you how pleased I was to see the press release.  After a lot of hard work from members of the Friends of AE, things seem to be moving in the right direction.  Creating a standard solution is vital to the success of getting pension auto-enrolment to work, especially for the smaller companies, who will struggle if they don’t have this facility.  Well done to all those involved in this initiative. 

Philip Daniels, Senior Client Manager www.mazars.co.uk
…fully support you in this most obvious of ways (i.e. a free and open data standard for AE that we can all use) to make AE a success for all.

Jane Hudson FPFS www.alanboswellgroup.com
Having worked day in/day out for the past 9 months with up to 100 employers and various pension providers, I want there to be a free and open data standard for AE that we can all use, if we want to, because otherwise auto-enrolment will go into meltdown as we hit the tsunami of employers staging from 2015 through to 2018.

Chloe Hughes Payroll Manager www.claytonandbrewill.com
For me, this is a must. We are a firm of accountants and have been very pro-active in engaging with our clients about AE for well over a year now. I run our bureau and so far have only had one client stage, this was with NEST. I have another client staging in October who are going with a commercial provider and have already seen the difference in the data which is required. Our payroll software providers have an add on we have bought for NEST but they do not have options for all of the others providers which our clients may chose. If there was a data standard then this would not be an issue and it would mean that we could offer the same level of service to all clients.

Ed Holt, Director HISL www.aeexpress.co.uk
HISL is extremely supportive of the BIB initiative to create Data Standards for Automatic Enrolment. As a technology company specialising in Industry-wide Hub solutions we understand the benefits of conformance to standards, both to increase the quality of service and to reduce the cost of data transmission between multiple parties. As an example, with AE we are faced with the prospect of hundreds of payroll systems (and there are hundreds!) ‘talking to’ tens of Pension Provider systems – and when you consider that there are multiple messages that need to pass (from scheme set up to new joiners, contributions, communication instructions, refunds, data changes and more) then that is a lot of interfaces to build and maintain. We are able to manage data mapping and transmission in an automated way -  but we’d rather focus our development resources on building useful business functionality than having to manage multiple data transformations. To that end, the creation of commonly agreed standards will help all the technology players in the AE sector………… and we look forward to parties implementing them, not just signing up to the principle! 

Michael Clark www.clarkbenefitconsulting.co.uk
“I want there to be a free and open data standard for AE that we can all use, if we want to, because it you were starting from nothing that's exactly what you would do. We expect to have adult conversations with clients, clients expect us to have adult conversations with other players in our industry. Data should not be a weapon to make life more difficult than it need be”

Tim Smith, Practice Lawyer www.eversheds.com
I totally agree that there ought to be a data standard for auto-enrolment that all providers and payroll software providers use to make life easier for the millions of employers who have to comply with these legislative requirements.

Karen Thomson MSc FCIPP, Associate Director of Policy, Research & Strategic Visibility, www.cipp.org.uk
  For many years the CIPP’s policy team has received complaints from payroll providers and employers due to the forever changing data requirements from pension providers.  One payroll service provider shared with me that a single pension provider, who had a number of the same clients meant the payroll service provider having to issue bespoke reports for each one, even though the same pension company!  This has got to be inefficient and costly to everyone involved.  With many SMEs fast approaching automatic enrolment, if we cannot have historic schemes standardised, let us at least get automatic enrolment schemes with a free and open data standard that we can all use, if we want to.

Chris Deeson, Director,   Deeson Coronella Ltd
Out of the serious challenge of automatic enrolment, Friends of AE has provided the platform for competitors in a range of industries to sit down, throw away their entrenched positions and show the best of themselves by working to pragmatic solutions for all. Out of impending failure has come a friendly shaft of light and the opportunity for all of us to work collaboratively for a better pension future.

Brian A. Stenhouse MCIPP, Director Group Payroll Services www.armstrongwatson.co.uk/payroll-services
I want there to be a free and open data standard for AE that we can all use, if we want to because without standards Payroll Bureaux will struggle to meet the demands of AE, costs to clients will be higher, the processes will be over complicated leading to some payrolls, especially weekly being unable to comply without changes to schedules/pay dates and overall this will lead to a high risk of AE failing, big time.

Kathy Turpin, Consultant www.puntersouthall.com
The adoption of a free data standard across the board would remove the pain of costly data work where an employer’s data is already in good order but just not in the format required by their chosen pension provider.

Jodie Pett, Senior Account Manager www.bondinternationalsoftware.com
I want there to be a free and open data standard for AE that we can all use, if we want to because payroll need to focus on paying employees correctly and have as simple a process as possible to pass on the relevant information required by pension providers.

Mark Pattison Head of Pensions Administration www.pfpg.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because this would have a positive impact, ensuring that the gathering and processing of AE data is efficient and universal to employers, payroll providers and pension providers.

Sarah Withers, FPMI, Director www.autoenrolmentbureau.com
It is essential for there to be a free and open data standard for AE that we can all use, if we want to, because such a standard will enable bureaux and accountants to streamline their processes and deal with large numbers of clients enrolling at the same time – errors in data will be fiddly and time consuming to correct, and when you’ve got a significant number of clients staging at the same time, the last thing we’ll have to spare is time!

Will Lovegrove, CEO www.systemsyncsolutions.com
I want there to be a free and open data standard for AE that we can all use, if we want to because it will help make AE work smoothly for small business owners.

Andy Smyth Senior Consultant www.bakertilly.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to because the whole business community needs a workable and easy solution now, that is easy to understand, because when micro employers face AE they cannot afford to get it wrong and its likely they will not have the resource, affordability or capacity to resolve the issues on their own.

Nick Kjelgard, Head of Product Management & Consultancy www.staffcare.net
I want there to be a free and open data standard for AE that we can all use, if we want to because it will help to ensure that all employers’ AE needs can be taken care of in a simple and straightforward way, and it will mean that all data sent between payroll, middleware and the pension provider is easily understood and managed.

Ian Neale, Director www.ariespensions.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because AE has to be implemented at minimum cost.  Any bespoke work adds cost – and risk, as seen at Dunelm.

Arnold Ayton, Partnership Manager www.friendly-pensions.com
Payroll has always been heavily around the transfer of data, particularly with the successful introduction of Real Time Information that has revolutionised the industry. The success of Real Time Information was partly down to the information flow and format being defined by a single source, Her Majesty’s Revenue & Customs. With Auto Enrolment as an extension of this payroll function many providers, software houses, and employers have had the task of communicating across a vast array of data formats. This has increased the risk of error, created unnecessary workload, and slowed the setting up of employers with a qualifying workplace pension scheme. A free and open data standard is the only way the industry can comfortably deal with the looming capacity crunch of 2015/16.

Jacqui Sedgwick Payroll Manager www.avantepartnership.org.uk
I want there to be a free and open data standard for AE that we can all use, if we want to. I believe this would make logical sense to collate and use the same data fields…for both employees and employers.

James Markham, Managing Director www.sbcsystems.co.uk and leader of FoAE Task Force #4, Interoperability
PAPDIS is a major step forward in an industry characterised by one-to-one, hard-coded or semi-manual bespoke integration. Its adoption will be a substantial enabler of AE success in 2015 and beyond. Friends of AE’s Task Force #4, Interoperability, will build on this success by coordinating efforts to bring together the rest of the integration jigsaw, including in particular the needs of the upcoming "Automatic Transfer" policy.

Maxine McIntyre, Head of Proposition www.closebrothers.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because employers are facing a monumental task dealing with the complexities of Auto Enrolment and this can only aide the smooth passage through their AE journey.

Paul Avis, Marketing Director, www.canadalife.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because it would help employers, advisers and insurers to share data in a systemic way to enable proactive promotion of other employee benefits such as group income protection which alleviates the State welfare burden and ensures contiguous quality of life for the long term sick and disabled.

Steve Bee, CEO www.jargonfreebenefits.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because our experience thus far in the mid-sized employer market tells me that the data transfer between systems is key to this market. With the larger firms we (and others like us) have been able to throw people at the problem. With small and so-called micro-employers we will not be able to do that economically. We want to bring commoditised compliance solutions to everyday businesses. A common data standard would clearly help.

Barry Robinson, General Manager, www.starplc.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because without it the transfer of data between the payroll and pension businesses will forever be a problem. RTI was a success as HMRC specified a data exchange format, AE needs to be the same if it is to succeed in the same way and PAPDIS is the way forward.

Ed Patchett Operations Manager (Corporate) www.bondinternationalsoftware.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because anything we do to make the process simpler for businesses can only help the overall goal of the legislation, and maximise the numbers of people saving for retirement.

Ralph Turner, Executive, www.pensiongeeks.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because it will save administrative costs and provide a more efficient product for the member.

Liz Robins CIPP Managing Partner www.asrobins.com
I want there to be a free and open data standard for AE that we can all use, if we want to, as this will make sense! Auto enrolment brings about one of the biggest changes for payroll processing and as a payroll department for many clients and many different pension providers having a data standard is extremely important to assist in the implementation of an already complex process. Also if employers wish to take on the task of AEP themselves the help for them would be a much easier process.

David Rich, CEO and Vice Chairman www.accuratedata.co.uk
want there to be a free and open data standard for AE that we can all use, if we want to, because as a business that specialises in data quality we see every day the very severe damage that lack of standards causes. Ultimately it is the consumer who suffers from such damage and with such wholesale reform via AE the potential for a disastrous outcome for the UK population must not be underestimated.

Brian Spickett, Head of Operations www.careypensions.co.uk
I want there to be a free and open data standard for AE that we can all use as we must drive full automation of processes. This is a key enabler to driving down operating costs and encourage competition. Such standards can be expanded into the pension arena to again drive automation and so reduce operating costs allowing providers to compete in a price capped market.

Pauline Green, Associate Product Manager, www.intuit.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because SME’s will not be able to afford to pay for bespoke software and/or interfaces as large companies have, to support AE. As well as a financial cost there is the time cost as they have to manipulate data from the Payroll solution to their Pension Provider solution. The answer to this has to be a single standard, which PAPDIS is offering. Supporting SME’s in the AE process is so important for both Payroll and Pension Providers and by these providers supporting PAPDIS this will be achieved.

Nick Day, Managing Director, Payroll Recruitment Division, www.jgarecruitment.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because ultimately, it will alleviate employer workloads. Automatic Enrolment is already complex enough and we have seen first-hand the administrative burden and impact it has had on employers across all industry sectors. If there are options to streamline and ease Auto Enrolment’s byzantine process, these options should be implemented. Surely, simplicity and clarity is what everyone wants.

Denise Fawcett, Partner, www.pitmans.com
Small owner managed businesses can’t afford HR personnel and management doesn’t have the time to implement changes as sweeping as AE. Therefore, there needs to be a free and open data standard for AE that everyone can all use, if they want to.

Martin Ralph APMI, Director, AE Delivered, www.aedelivered.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because the process of information exchange between employer, payroll provider/system and pension provider must be as clear, transparent and uniform as possible. Payroll bureau and middleware solutions will need to ‘talk’ with many different employers and providers of pension schemes. Why make this process more complex through using many different data interfaces when one can be used?

Malcolm Small Senior Adviser – Financial Services Policy www.iod.com
I’m very supportive of free and open standards in all the areas of our markets including AE. My experience has shown that if you publish such standards, vendors compete to provide solutions and quality goes up, whilst solution price goes down. Monopoly suppliers are always bad news. Good luck to Friends of AE

Ian Blake, Data Interface Analyst, www.nowpensions.com
It is essential that the Payroll and Pension industries agree and adopt a common standard for AE pension data interchange in good time for the massive increase in enrolment traffic anticipated in 2015. PAPDIS, using the experience gained so far, presents a simple interface which is free and available to all relevant parties and demonstrates the willingness and collaboration shown by all those involved in its design. PAPDIS will be a key part of an efficient, cost effective auto enrolment solution for employers and the payroll industry.

Lynne Cramb MCIPP(dip), Payroll Director www.dtegroup.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because of the complexity of the AE process. As a payroll bureau we need to know that we are processing AE in a compliant way for all our clients which is very difficult at present due to the different standards required by the various pension providers.

Andrew Kay, Senior Financial Adviser www.lebc-group.com
I would want there to be a free and open data standard for Automatic Enrolment that we can all use. As an independent financial adviser I work closely with several payroll bureau. The small business clients are worried about getting this process right to avoid fines but feel it is too complex. They will therefore employ payroll bureau to take on this task. Although the Pension Regulator employer guidance notes are comprehensive they do not explain the differences between pension providers which you only discover when you actually work actively in this marketplace. Specific examples of problems encountered are: • Payroll bureau are processing all pensions in exactly the same way when some pension providers take employee contributions net and others gross • Every pension provider uses a different CSV file to upload data to suit their IT so although less of a problem for an employer dealing direct it causes a massive headache for payroll bureau • Payroll bureau using fiscal months’ are missing staging dates by not understanding which payday falls within the pay reference period. PAPDIS is one step towards simplification as we move towards the period when small businesses begin staging which the payroll bureau are crying out for. There may be more to do beyond even this initiative.

James Redgrave Director, European Retirement www.assetinternational.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because this data is the root-cause of the complexity that the overwhelming majority of my magazine’s employer readership feels seriously compromises their ability to comply with auto enrolment. I do not believe it is an exaggeration to say the ultimate success of the AE next year depends on data simplification and that widespread, policy-threatening failure will be the consequence of not addressing this area effectively.

Malcolm Trotter, IAB Chief Executive, www.iab.org.uk
The International Association of Book-keepers has been fully involved and supportive of several collaborative initiatives aiming to make Pensions Auto Enrolment (AE) a success. We believe that a free and open data standard for AE is another vital component in seeking to secure that success. Employers and the bookkeeping and payroll professionals supporting them must be able to use systems that ‘talk to each other’, even more so because AE is in itself already complex and an additional burden for firms to take on.

Brendon Bambury, Director, Sales – UK & Ireland, www.kasbank.com
Given the challenges and complexity for employers, a common standard is crucial to reduce the burden of implementing auto-enrolment particularly for small and medium sized firms. PAPDIS is a great example of cooperation from a variety of organisations that will benefit the employee and employer.

Adam Saunders, Information Officer www.disabilitynorth.org.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because micro-employers employing their own care staff through Direct Payments and the small, often not-for-profit or charitable, payroll bureaus that support them need the processes and data formats involved to be as straightforward as possible. Direct Payments micro-employers have no access or funding to pay for HR support so their payroll bureaus are probably their only avenue of support.

Nigel S Harding DipPFS, Employee Benefits Consultant, www.lebc-group.com
A fit for purpose PAPDIS with open access is essential if we are to engage with employers, providers and payroll companies to facilitate the biggest challenge yet in the AE market over the next 24 months. A market standard system is the only way forward.

Alison Godwin MCIPP, MD www.localpayrollcompany.co.uk
I want there to be a free and open data standard for AE that we can all use if we want to because we need to remove all obstacles to making pension provision a success.  We need to make is as simple and transparent a process as possible to ensure that all employers and their employees benefit from a secure pension future. 

Denise Murray MCIPP www.triley.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because the administrative burden on employers is immense – the Government do not quite understand the cost of setting up an auto enrolment scheme, not to mention the man hours involved, how about some sort of annual monetary rebate to employers based on the number of employees. 

Sarah Maye, Payroll Manager, NTT Com Security (UK) www.nttcomsecurity.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because it is a very complicated matter for all so the easier the process, understanding and usability of AE the better it will be for all employers and employees.

Paul Baker, MD, FSB Pension Services. www.fsb-pension-services.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because we are working with literally hundreds of FSB members in trying to help them solve their AE problems, so we are dealing with all sorts of payroll systems, and a standard data situation would help us enormously. We expect to be setting up between 20,000 and 30,000 schemes in 2016, and those employers don’t understand AE, but a data standard would help us to help them and cope with the volumes. Its important.

Karen Brannigan MCIPPdip, Payroll & Benefits Manager, www.greenvale.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because Automatic Enrolment is a way too complicated and confusing payroll process which has too many possibilities for employers to get it wrong, especially if their payroll software is not set up correctly.

Kai Tang, IFA, www.theebpartnership.co,uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because so much of the future potential of the UK lies with the 100,000's of smaller companies struggling to create jobs and make profit year on year. Ensuring this group can operate efficiently to compete on an international stage is essential. Anything which can be done to reduce the operating costs and administrative burden on this group will help drive long term productivity and should be at the forefront of UK policy.

Adam Bexson, Employee Benefits Consultant www.barnett-waddingham.co.uk/ae
I want there to be a free and open data standard for AE that we can all use, if we want to, because the focus of auto-enrolment needs to be on providing good member outcomes - rather than dealing with issues caused by not having a common data standard!

Keith Nicholson Dip PFS Regional Financial Adviser, www.alexanderhousefs.co.uk
I want there to be a free and open data standard for AE because the whole process is sufficiently daunting for everyone, particularly people who have never had to deal with the complexities of Pension Schemes before, and anything that makes it easier to deliver uniformly has to be a great benefit.

Niall Ferguson, Business Development Director, Investment Consulting www.barclays.com
I want there to be a free and open data standard for AE that we all stakeholders should be encouraged to use, because it not only benefits simplicity for all, but also removes significant cost implications in the future, by removing various iterations and changes to meet any future updates and/ or legislative changes, and the associated costs that will, going forward, need to be conveyed to the end users.

Brian J Morrow BSc (Hons) DipPFS Senior Financial planner www.lebc-group.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because for no other reason than continuity of data, we are still and will remain in the grips of one of the deepest recessions in living history, thus having a data standard for AE must be a given. The money saved by having a minimum standard for data will benefit the bottom line and more importantly lead to greater quality and control. Like any manufacturing process the quality of the component is often dictated by the quality of its process we need to sort the easier stuff such as data management to free up time and costs for the more taxing elements.

Kresh Veerasamy MInstLM & ACIPP, Technical Payroll Manager, www.cancerresearchuk.org
I want there to be a free & open data standard for AE that we can all use, if we want to, because it will make it easier for all parties and will help us get more monies into Research. After all we love Research.

Jeff Scripp, Employee Benefits Consultant, www.generationfs.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because it will breed confidence in knowing a credible solution can be offered regardless of what payroll and/or pension provider is being used. This in turn should avoid the laughable scenario of incompatible and cumbersome 21st century technology being identified as a reason for AE failure. At the moment, it’s like Mo Farah running with two different training shoes tied to each other with laces. A “No Bot” if you like.

Zaira Shah, Payroll & Benefits Administrator www.themdu.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because Auto Enrolment is complicated and also very important, and it is a good idea to have an open standard for AE that all can use and understand the same one version.

Peter Smith, Head of Distribution Engagement, www.tisa.uk.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because in order to give good customer outcomes, we need to provide consistent, clear, transparent and fair processes. Open standards help to achieve this through encouraging competition which naturally drives up quality and drives down costs. They also provide a framework to inform customer expectations and as such are a vital component in all undertakings.

David Stripp, David Stripp Consulting
With the complexities of hubs and middleware for auto enrolment and the numbers of SME and micro clients about to enrol, a common, free and open data standard for AE is needed to ensure that systems can interact and to aid the monitoring of A-E compliance.

Jackie Payne, Owner, www.officeplusbureau.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because life is going to be difficult enough for payroll bureaux with the introduction of AE - it will go a long way to easing the burden if each pension provider requires the same data provision!

Jarrod Parker, Business Development Director, www.creativeautoenrolment.co.uk
I want there to be a free and open data standard for AE that we can all use . This is going to be critical as smaller businesses start to Stage and will significantly assist them in complying with their new responsibilities.

Colin Broad MBCS MCIPP, Senior Business Analyst www.adp.co.uk
Having a single data interface standard for payroll to notify scheme enrolments and contributions to pension providers will ease the implementation and operational burden when new pension schemes are set up in payroll. This will be essential as a huge number of new schemes will be introduced in a short period of time when small and micro employers stage. The process needs to be slick, and a single standard that is free to use will help that process succeed.

Tudor Griffiths DipPFS, Director, www.zen-benefits.com
I want there to be an open data standard for auto enrolment that we, our clients and providers can use because this will simplify what is currently an unnecessarily over complicated process, and help ensure the success of auto enrolment.

Juan Ho, Director www.ableinternetpayroll.co.uk
PAPDIS is a free to use open standard set by the pension industry stakeholders in conjunction with Friend of AE to ease the interface among various AE pension software that will help to improve efficiency and  smooth implementation of AE. Software developers will find it easier to develop AE solution with PAPDIS so employers will find it less of a burden to manage multiple AE standards. It makes sense for me and others to adopt PAPDIS.

Rosi Strasshine Payroll Manager www.isoshousing.co.uk
I want there to be a free and open data standard for AE that we can all use, if we want to, because streamlining and standardising methods can only create efficiencies, particularly for payroll professionals who have been caught in a rollercoaster of changes in recent months. AE has proved to be a huge challenge both for software providers and those struggling to get things right.

Glenn Phillips, Director of Technical Services www.rhhr.com 
I want there to be a free and open data standard for AE that we can all use, if we want to, because, a meaningful set of data exchange standards will allow for better integration between vendors, ultimately providing end-users with a hassle free experience - well at-least for the exchange of data!

Brian Burrett, Development Manager, Software for People Limited, https://www.softwareforpeople.co.uk
As Payroll and HR Software developers, the adoption of a standard framework for AE is an essential element that will result in the reduction of development overheads, time and potential errors that could ensue if the approach of a non-standardised framework were adopted. Consequently, all of our customers will benefit because ultimately the decision to adopt a free and open data standard for AE will prove to be the catalyst that improves the quality and accuracy of data transfer for Automatic Enrolment within the HR and Payroll sectors.

Philip Mendelsohn, Retired Trustee Director  www.atkinsglobal.com
As someone who until recently was a member nominated trustee and who chaired the Defined Benefit committee for 8 years I am firmly of the belief that unless we put in place good infrastructure for members AE will end up failing to create the value that we and the government are seeking. PAPDIS is the sort of infrastructure we need as it will enable members' funds to move with them without requiring them to fill out complex forms or keep track of things.  At the same time it will make life easier for employers too, freeing them from costly and time consuming administrative processes. So all round PAPDIS should make a major contribution to the future of AE. 

John Harris, Business Development Director, www.nowpensions.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because we need to collaborate to actually achieve the most important outcome, namely better savings and retirement options for scheme members.

Malcolm Elders MICM ACIPP Company Accountant www.nationaltube.co.uk
There is a need for a free and open standard because we are fast approaching a time when a large number of smaller businesses will be required to stage. These organisations may not have access to the expertise required, or be able to afford third party help, so anything that can make the task of AE simpler has to be welcomed.

Mark von Delft ABAP lead www.menziesdistribution.com
I want there to be a free and open data standard for AE that we can all use, if we want to, because of the following advantages: 1) It eases compliance 2) It will reduce errors 3) It will create a quality pool of expertise, because everyone learns the same standard, and lessons learnt at one company or pension fund apply across the board 4) It will enable the creation of standard tools for each software platform 5) It will encourage enterprise among software developers who can create the above standard tools. 

Case studies

Auto-enrolment Bureau Ltd
GenLife and QTAC Payroll - PAPDIS API submission
Why Smart Pension chose PAPDIS for their API
systemsync: data integration platform

About PAPDIS

The development and launch of PAPDIS has been a great success, largely because of the highly collaborative, collegiate and cooperative approach that all interested parties have taken; united by a very worthwhile cause – the desire to solve our country’s pensions crisis through wholeheartedly supporting AE; a piece of government policy that has widespread, multi-party support.

PAPDIS is now available to all that wish to use it, free.

List of organisations involved in the development of PAPDIS

• Access Group
• ADP
• Aviva
• BASDA
• BCS
• Benefex
• Bond International Software
• Ceridian HCM
• Deeson Coronella
• Financial SatNav
• First Actuarial
• HISL
• Intuit Limited
• IReeN
• IRIS
• Legal & General
• MacDonald’s
• Merit Software
• NEST Corporation
• NOW: Pensions
• Origo Services
• Oxford Software
• Pegasus
• Punter Southall
• QTAC Payroll Products
• Safe Computing
• Sage.
• SBC Systems
• Software for People
• Staffcare
• Star Computers
• Systemsync
• Talktalk
• The Chartered Institute of Payroll Professionals
• The CIPP’s Friends of Automatic Enrolment
• The Department for Work and Pensions
• The Payroll Site
• The Pensions PlayPen
• The Pensions Regulator
• The People’s Pension
• The Tax Incentivised Savings Association
• WelPlan MasterTrust
• Workday